Traveling is the favorite activity of most people during their spare time. There are plenty of places to go and visit many means of transportation and plenty of offers available on the market. An important aspect is to make sure you have your health services covered. Some countries can have very expensive fees for medical attention, especially if you are not registered into their health system. A family trip or the perfect honeymoon can finish fast if an accident occurs and one of you do not have travel insurance.
Coverage of the travel insurance
There are different types of travel insurance. The most popular one is a standard insurance offering to cover medical expenses. There are other more complex travel insurances which can cover apart from medical expenses, flight accidents, lost luggage or trip cancellations.
Some of the most popular travel insurances are those for:
· Medical expenses
· Cancellation or trip interruption
· Death or serious injuries
· Delays due to weather conditions
· Delayed or lost luggage
· Stolen goods and hijacking
Travel insurance depends on the type of holiday you want
It is not enough to know what kind of travel insurance are available. It is also important to choose one that is compatible with the type of trip you are taking. It is different to go to a five-star resort or go backpacking. A wild safari is very different from going skiing. Make sure you ask all the questions you might think of to you travel insurance representative so as to find any hidden fees and what not.
World Nomads travel insurance
This insurance website offers international travel insurance for 152 counties. There are many types of travel insurance packages depending on whether you travel alone or with your family. Some of the services offered are a trip cancellation, emergency medical expenses, emergency medical transportation, gear protection and 24/7 assistance.
Travelex Insurance Services
This London-based company has a lot of history with the first branch opening back in 1976. It is always a good idea to use a well-established company. The best part is that the rates are competitive and the broad range of coverage will give you a lot of options to choose from. For those who like to get adventurous, there are also customizable insurance plans. The 24/7 Travel Assistance and Concierge Service is always there to answer all your questions. All those who buy a policy from this company can use the toll-free number whenever they want during their trip.
HTH Travel Insurance
This travel insurance company is one of the best for those long-term international travelers. This policy covers emergency medical treatments and offers a trip-protection plan. There is also annual policy options and group policy.
Traveling with diabetes
Many people prefer to stay close to home due to their health condition. That is not necessary if you declare your health condition to your travel insurance company. You will most likely have to answer a couple of questions such as what medications you take and what health condition you are suffering from. Type one and two diabetics should not be afraid to travel if they bring their medication with them and get a health insurance.